The Affordable Care Act puts consumers back in charge of their health care. Under the law, a new “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices about their health.
Medicare allows you to choose the way you receive your benefits. Newly eligible seniors are enrolled automatically in the Original Medicare Plan, which is the traditional payment-per-service arrangement. If you want to stay with the Original Medicare Plan, you don't have to do anything. The basic benefits of this plan are described below.
Starting in 1999, Medicare offers more ways to receive your benefits through other health plan choices. Choices that may be available in your area include Medicare Managed Care Plans, such as Health Maintenance Organizations, Preferred Provider Organizations, or Provider Sponsored Organizations. In addition, Private Fee-For-Service Plans and Medicare Medical Savings Account Plans may be available in your area. One of the new health plan choices might be right for you. The choice is yours. No matter what you decide, you are still in the Medicare program.
Your copy of Medicare & You will explain the Original Medicare Plan and other Medicare health plans in detail. It also will explain how to enroll in other health plan options, if you are interested. If you don't have a computer, your local public library or senior center may be able to help you find this information.
All Medicare health plans must provide at least the basic Medicare covered services.
Medicare is a federal health insurance program for people age 65 and older, people of any age with permanent kidney failure, and certain disabled people under age 65. Medicare is managed by the Health Care Financing Administration, which is part of the Department of Health and Human Services. This article summarizes Medicare covered services.
Get a quote onlineor call us to speak with one of our licensed insurance representatives. Get the help you need and learn more about the benefits and features our customers enjoy.
Competitive Pricing -we work hard to find the best rate through all the carriers we represent
Monthly Premiums - flexible payment plans and low down payments
Stability and Dependability - financially strong with many years of experience
Fair & Efficient Claim Handling - we personally will walk you through the claims process
Anti-Fraud Programs - our carriers investigators have saved tens of millions of dollars
Loss Control Support - Online resources help you manage risk and control injuries
With the holidays just around the corner, it’s time to start thinking of gifts to give your friends and loved ones. Finding unique gifts can present a challenge, and most people never consider giving pet-related gifts. Since the chances are good that more than one person on your holiday gift list has a pet that he or she adores, why not give a distinctive gift that your recipient will treasure? Here are five great gift ideas to get you started:
Fine Art Animal Prints
Dogs may come in many shapes and sizes, but each has a personality all its own. One of the most delightful gifts you can give to a pet lover is a fine art print of his or her breed. One of the most notable artists offering fine art animal prints is Lorena Pugh. Her print, “Princess,” for example, depicts a white toy poodle laying atop a stack of twelve colorful pillows, while “Angel Face” showcases a gorgeous pug who has just snagged a cluster of grapes off of a dining room table.
Crystal Animal Statues
Whether your gift recipient has a dog, cat, horse, or rabbit, he or she is sure to enjoy an elegant crystal animal statue. Typically made from 24 percent lead crystal, hand-finished animal statues are beautiful yet whimsical. Crystal animal statues can depict a wide variety of pets, from a sitting cat to a dog with a bone; from a turtle to a frog; from a horse to a mouse; and from a duck to a dove.
Stone Animal Statues
Who wouldn’t love a playful stone animal statue depicting their beloved pet? Animal garden statues are perfect gifts, as are stone animal statues for the home and office. While some statues – like a sleeping spaniel puppy or an eager dachshund – make you feel warm inside, others – like a cat holding a pair of binoculars up to his eyes, ever watchful for a bird – make you chuckle. Stone animal statues are available for virtually any type of pet, and are certain to be cherished.
If you’ve ever owned a pet, you know how funny they can be. Animal posters depict pets in a variety of outlandish situations (remember the cat in “Hang in There”?), and are eminently affordable. An animal poster is sure to bring a smile to your recipient’s face.
All of us at Columbia River Insurance Services would like to wish you and your family a happy and safe Thanksgiving.
A healthy body is a happy body, and there’s no better way to preserve your health and your family’s health than with a health insurance policy from Columbia River Insurance Services.
Let’s face it, medical treatments aren’t cheap. Without health insurance coverage you could end up paying off medical bills for the rest of your life. Columbia River Insurance Services can help you find an affordable healthcare plan that’s right for you. Contact one of our friendly agents today to learn more.
What are Health Insurance Exchanges?
Exchanges (also called "marketplaces") are online markets where consumers and small businesses can go to shop for health insurance. On these sites, they can compare the available plans and then purchase online. In many cases, consumers shopping on a public exchange may be eligible for subsidies to help make health insurance more affordable,.